E-Commerce
You
can go with the full blown package which usually consists of:
-
A shopping
cart to display products, keep track of the visitors purchases, and collect
payment information.
-
A credit
card processing program that verifies valid credit cards and actually
processes the charge.
-
A secure
server directory on your hosting account (https://) to protect the transfer
of sensitive data.
-
A Secure
server certificate which notifies your clients that your site is truly
secure.
-
And last
but not least, a merchant account with a bank.
OR...
You
can find a service that offers all of the above for a percentage of each
sale. For instance:
iBill.com, Paypal.com, and Yahoo Paydirect (to name a few) offer all of
the above from about 2.9% to 15% of each charge.
It's a bit more complicated than just that, but basically that's the
deal. Companies like these, are by far the best
option for a new online company with a tight budget.
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Another
Option...
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You can buy an inexpensive check-printing program (usually $15 to
$50). Then you can add a web form
on your site for the customer to enter in their checking info.
You then enter the info into your check program and print the check for
deposit. You can accept checks over the phone, by fax or email. Email
checks will require a secure server so your customers will feel confident
emailing their check information.)
While the
first choice may be a bit expensive to set up, depending on your business, it
may actually be cheaper in the long run than the second option.
There are also many different online companies that are in between or
offer some but not all of the above. We
suggest you do an extensive amount of research before making a decision
on your e-commerce applications and of course, we will do what we can to help
you find a solution that is best for you
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